Serving The Niagara Region ROYAL LEPAGE NIAGARA R.E. CENTRE BROKERAGE

How Much Can You Afford?



Let us help you find out what you can afford!

Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying. Use different dollar amounts, time periods, interest rates and see how the figures change. Should you become confused or need something explained please contact Carol for some help.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To e-mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



 

Carol specializes in the residential market serving the Niagara Region and it's communities of St. Catharines, Thorold, Niagara Falls, Beamsville, Jordan, Niagara On The Lake, Virgil, Fonthill, Welland, Vineland, Port Colbourne and several smaller places found between the two Great Lakes in our picturesque area. Carol is well known for producing consistent results and known for her marketing skills using all the latest tools. With years of real estate experience starting in 1985, sellers and buyers are benefited with the vast knowledge and negotiation skills of a true professional. Carol is always a recipient of various awards for her sales ability and achievements, be it in her local office, across Canada or International Corporate Recognition.. As a member of an elite group of top real estate professionals throughout the Country, Carol can assist in referring customers to the best Realtor in the area with her connections. If your move is across the City,the Region or across our great Country please remember; your first move should be to call Carol Lotz

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